When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Infographic: Coverage Checkup Coverage checkup. Is disability coverage from your employer enough? A Penny Saved is Two Pennies Earned Here are some simple and inexpensive energy-saving tips that may help you save money. Understanding Homeowners Insurance Purchasing homeowners insurance is critical for protecting your home.