Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Social Security: By the Numbers Here are five facts about Social Security that might surprise you. Three Key Questions to Answer Before Taking Social Security When to start? Should I continue to work? How can I maximize my benefit? My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.